New Tool Available to Fight Insurance Discrimination Against Persons Living with HIV Infection

June 17, 2015 - AIDS.gov.

By Andrew D. Forsyth, Ph.D., Senior Science Advisor, Office of HIV/AIDS and Infectious Disease Policy, U.S. Department of Health and Human Services and
Oskian Kouzouian, J.D., ORISE Fellow, AIDS.gov, U.S. Department of Health and Human Services

Discrimination against persons living with HIV (PLWH) can take many forms in health care. Issues that have been raised include health insurers’ charging higher premiums for those with pre-existing conditions and their use of structured prescription drug benefits that limit access to HIV medical care and antiretroviral medications.

Recently, the Harvard University Law School’s Center for Health Law and Policy Innovation Exit Disclaimer (CHLPI) announced a new strategy to help PLWH fight health insurance discrimination. On May 18, 2015, CHLPI hosted a webinar Exit Disclaimer to raise awareness of a series of templates Exit Disclaimer that advocates, providers, and consumers can use to file complaints of discrimination directly with State Departments of Insurance (DOI). Continue reading...

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